If you have an outstanding credit card balance, think about switching to a card that offers 0% on transfers for a fixed period. Use this period to pay off as much of the outstanding balance as you can and be very careful about spending further!

Compare all Credit Cards and find your ideal package

Either shop around to get a current account that pays more interest, or hold the major part of your cash in an internet savings account.

Compare UK Bank Accounts account to find the most competitive interest rate

Typical savings for someone on a lender's SVR (Standard Variable Rate) with a £100,000 interest-only mortgage would be around £2,000.

Compare over 8500 mortgages online to find the current best buys

Look at your bank statement and take stock of all the direct debits you have for things like the gym and other subscriptions. Which do you use and get value from? Once you have decided, cancel the rest.

The reason why some companies want you to pay by direct debit is that customers often forget to cancel even when they do not use the service.

Switching gas and electricity suppliers could save you upwards of £100 a year. At the same time, make sure you still want any boiler/drains or other additional covers you may have purchased in the past. If you do not, cancel them.

SEARCH, SWITCH and SAVE: Compare all suppliers and switch to the best deal today

You would be surprised how much money you can save by asking!This is especially true on larger items and stores will often give you a discount for paying in cash.

Thousands of items on eBay are listed with descriptions containing spelling mistakes. These items often expire with no bids on them as no-one can find them. Type in a keyword below and click the Find button. Then click the link and uncover those hidden gems...

You will almost certainly be able to save money. Other providers are very likely to be able to offer you a better deal, if you shop around.

click here to compare prices on UK telephone suppliers and save up to 90% on your phonecalls

If you travel more than once in a year, think about purchasing an annual travel insurance policy. They usually work out much cheaper than single trip insurance and will cover you when you are away for short breaks too.

You'll be surprised how little an annual insurance policy costs

All those unwanted things stored at the back of the cupboard or in the attic could be worth more than you think.

Turn clutter into cash without leaving you home! Click here!

As an example, a 67-year-old who discovered that he had not been given the higher personal allowance for two years found he was entitled to a rebate of £625.

Check out our Resources Section where you will find details of various publications that we have complied for you.