The first thing that you should do when you have found a property that you wish to buy is to get a mortgage. Most of the time you will have a rough idea of what you will be allowed to borrow as this is usually dependant on your income.Lenders will take every financial commitment that you have into deciding your final figure.

There are lots of different mortgages available today, so you need you make sure that you get one that best suits your needs and consider any contract liablities such as to any early repayment charges

Use our free mortgage tool that compares all UK mortgage products to find the current best buys